Smart money. Stronger households.

Family finance,
finally in sync.

One place to plan, spend, save, and manage life together. Cartofin brings clarity to shared decisions while personal money stays personal.

Designed for real householdsPrivate by default · Shared with intention
Total balance₨184,250Across selected accounts
Monthly overview
Income₨156,000
Expenses₨103,450
Bills due soon

ElectricityDue in 3 days

₨12,400

School feeDue next week

₨28,000
View calendar
Private by designPersonal records stay personal until you share them.
Built for householdsCoordinate with the people who run life with you.
Clarity that empowersUnderstand balances, bills, plans, and priorities.
Recovery you controlEncrypted backup packages in your own cloud storage.
Everything your household needs

All your money.
Every decision.
One calm system.

Start with your own accounts. Add household collaboration only where it genuinely makes life clearer.

Browse all 11 tutorials
Shared budgetsPlan together. Stay on track.
Household budget
₨45,00078%
₨9,900 available
Household visibilitySee permitted activity in real time.
Spending by category
  • Home 36%
  • Groceries 26%
  • Other 38%
Bills & remindersNever miss what matters.
ElectricityFriday₨12,400
Rent1 September₨65,000
View calendar
Spending controlSet limits. Build better habits.
Dining out₨2,500
67% used₨825 left
Shopping & paymentsPlan together. Record once.
Household groceries7 items checked₨12,500
Paid fromCash + bank card2 accounts
Open tutorial
Cartofin calendarYour plans. Your timeline.
August 2026Local-first
MTWTFSS
10111213141516
Tasks, bills, maintenance, and plan dates—available offline.
Tasks with accountabilityAssign. Discuss. Confirm.

Renew car insuranceAssigned to Ayesha + Omar

Due today
3 task comments
Vehicles & plan spacesGive every commitment a home.
Daily Driver₨28,400Monthly ownership cost
Service in 1,200 km
Reports & recoveryUnderstand it. Move it. Restore it.
This month₨52,550Net cash flow
  • PDF & CSV
  • Encrypted backup
One household. Clear decisions.

See what matters.
Keep what’s personal.

Household membership never means blanket access. Share a budget, list, task, vehicle, or plan without opening your entire financial life.

What bills need attention this week?
How much remains in our trip budget?
Which tasks still need confirmation?
Household snapshot

You have ₨52,550 available after scheduled bills.

  • 2 bills due this week
  • 1 task awaiting confirmation
  • Trip budget is 54% available
View the full tutorial
The Ahmed Household
YASA+2
Household view₨184,250Selected shared accounts
Available this month₨52,550After scheduled bills
Family goalEmergency fund
Next actionConfirm school-fee paymentAssigned to 2 members
Together, in control

Your household’s financial command centre.

Invite your people, assign the right role, and make shared decisions without exposing private accounts.

  • Real-time updates for authorized members
  • Role-based, resource-specific access
  • Shared goals, plans, lists, and calendars
  • Task comments without a general chat inbox
Learn about household access
Privacy that survives collaboration

Your ledger is not our dashboard.

Financial records remain authoritative on authorized devices. Selective household synchronization uses encrypted payloads, and user-owned backups are encrypted before reaching Google Drive or iCloud.

Read the privacy architecture
Device-authoritativeKeep working offline.
Selective sharingMembership is not blanket access.
Encrypted recoveryYour cloud stores an unreadable package.
Choose your level of clarity

Start free. Go further with Premium.

Final pricing and included entitlements will be shown clearly in Google Play and the App Store before purchase.

FREE

Build the habit

Core personal-finance tools with the advertising disclosures shown in the released app.

  • Accounts and everyday tracking
  • Budgets, bills, and reminders
  • Local calendar and reports
Get launch access
Ready when you are

Bring your money life together.

Android launches first on Google Play. The iPhone release follows after the iOS build is compiled and approved.